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Meet Your Loan Experts:
Mastering the Art of Choosing the Right Loan

"There are a variety of loan programs available to help suit your needs and purchasing power"

With over two decades of dedicated experience in the mortgage industry, I have had the privilege of assisting numerous homeowners in realizing their dreams of owning a home. My expertise lies in meticulously structuring deals to maximize benefits for my clients, ensuring not only their financial well-being but also their satisfaction with the home-buying process. As a seasoned professional, I pride myself on effective communication that transcends industry jargon, making complex financial decisions accessible to everyone involved. Let me leverage my extensive knowledge and commitment to your advantage, guiding you seamlessly through the mortgage journey toward achieving your homeownership goals. I am here to help.

Christine Shin

President | Northwestern Capital

NMLS #280502

TEL. 714.651.9156

Loan Options


Most traditional banks will require a credit score of 640 with a 2-year work history. A few local lenders may be able to help you purchase a home with a credit score as low as 580, as long as the other application details meet the application requirements.

What Lenders Look At



Christine Shin

NMLS ID: 280502

Phone: (714) 651-9156

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